Car Insurance and Traffic Tickets — Community Discussion

Anonymous

Can my insurer increase my car insurance in New York because of this? I received a NYC speeding ticket in September 2019 that put 4 points on my license. The hearing kept getting postponed by the state for about five years. When the case was finally decided, I was found guilty even though I had submitted a statement raising several defenses. I had also asked the DMV for one last adjournment so I could attend the Bronx hearing, but that request was denied. I did not receive the decision and did not know which judge decided it, why I was found guilty, or even the amount due. After spending a lot of time tracking down that information, I filed an appeal. I was told they would consider only the penalty, not the guilty finding, because I had not paid $40 for the electronic record. The appeal decision left the violation unchanged. I have kept emailing the appeals board about removing the points, without success. My insurance then went up 34%, about $600 per year. Since the ticket itself is now five years old, should I just accept this increase, or is there anything else I can do?