VTL § 319-2, Produced Invalid Insurance ID Card
The Benjamin Goldman Law Office can help with New York Vehicle & Traffic Law violations, including insurance-related tickets. VTL § 319(1) addresses driving without insurance; VTL § 319(2) addresses producing an insurance identification card that indicates coverage that is not in effect. If you were charged with either, we can help. We can help with tickets in courts across the state. See our testimonials, courts we appear in, and contact us for a consultation.
Vehicle & Traffic Law § 319(2), Produced Invalid Insurance ID Card
Under VTL § 319(2), when the production of an insurance identification card is required by any provision of the Vehicle & Traffic Law, no person shall produce an insurance identification card which indicates insurance coverage which is not in effect. In any prosecution or proceeding alleging a violation of this subdivision, it shall be an affirmative defense that the person so charged did not have knowledge that the insurance indicated on such card was not in effect. A violation of this subdivision shall be a misdemeanor. This is distinct from VTL § 319(1) (driving without insurance), which is a traffic infraction with license revocation. The NY DMV enforces financial security requirements.
What are the penalties?
- Fine and jail: Per the Vehicle & Traffic Law Manual for Local Courts (Magill 2024), this is a misdemeanor. First offense: $0–$300 fine, 0–30 days in jail; second and third offenses within 18 months carry higher penalties.
- Points: 0 points.
- Surcharge: $88 or $93 surcharge applies.
VTL § 319(2) Statute
When the production of an insurance identification card is required by any provision of this chapter, no person shall produce an insurance identification card which indicates insurance coverage which is not in effect. In any prosecution or proceeding alleging a violation of this subdivision, it shall be an affirmative defense that the person so charged did not have knowledge that the insurance indicated on such card was not in effect. A violation of this subdivision shall be a misdemeanor.
Source: NYS Vehicle & Traffic Law § 319(2) (nysenate.gov)
Benjamin Goldman Law Office
If you were charged with a VTL § 319(2) violation, the Benjamin Goldman Law Office can advise you. We can help with insurance and traffic matters across New York. An affirmative defense of lack of knowledge may be available. Contact us for a complimentary consultation via our contact page.
Other Traffic Violations We Handle
If you or a loved one was injured by an uninsured or underinsured driver, you can contact the Sternberg Injury Law Firm for information on your options
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